Transfer high-rate balances with the Citi ® Diamond Preferred ® card and take advantage of one of our longest-lasting 0% intro APRs on balance transfers with no annual fee. Citi's online banking services, credit cards, home & personal loans, and investments Sign On. The Citi Diamond Preferred credit limit is $500 or more, depending on each applicant’s creditworthiness. The American Express Cash Magnet® Card is comparable to the Citi® Diamond Preferred® Card, in that it also offers 0% APR on purchases with $0 annual fees (see rates and fees). Please note that these rates will vary with the Prime Rate. This is just one scoring method and a credit card issuer may use another method when considering your application. A notable benefit of the Platinum card, however, is it comes with a $600 cell phone protection plan, which covers damage or theft for a mere $25 deductible. Citi Diamond Preferred is a good balance transfer card for people with good credit or better who need a long time to pay off their balance. Just tap your card on the payment reader and go in seconds. To help support our reporting work, and to continue our ability to provide this content for free to our readers, we receive compensation from the companies that advertise on the Forbes Advisor site. Also, for new purchases, a 0% promotional APR applies for 18 months. With 0% APR on balance transfers for the longer-than-average 18-month promotional period ( 14.74% – 24.74% variable thereafter), this card can make debt reduction more cost effective. Nonetheless, the Citi® Diamond Preferred® Card still offers value, since the promotional period is significantly longer than that of the other cards. Thus, if you require an extended amount of time to pay off debt, this could be the card for you. Annual Fee $0 More Information. Citi Entertainment takes the once out of once in a lifetime. With Pay Yourself Back℠, your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories. Her passion is to inspire other big families by showing and teaching them that traveling with kids is not only logistically possible, but with the right knowledge, financially feasible for even the smallest budgets. Balance transfer fee – either $5 or 3% of the amount of each transfer, whichever is greater. The Wells Fargo Platinum Visa® Card* offers an introductory 0% APR period on its Platinum card, but the promotional 18-month period still falls short of the Citi Diamond Preferred’s 18-month term. We recommend 0% APR on purchases for the first 18 months after account opening, variable APR thereafter. The rate reverts to a variable APR at the end of the introductory period, currently 14.74% - 24.74% (Variable). Thanks for rating! There’s a 3% (minimum $5) balance transfer fee, which is … ... Citi Global Executive Preferred, and Citi … Once the introductory rate ends, the APR for the Platinum increases to a variable APR based on the cardholder’s creditworthiness, generally slightly higher than that of the Citi® Diamond Preferred® Card. The Citi® Diamond Preferred® Card could be perfect for someone who needs a balance transfer card, but it lacks a lot of long-term … There is also an easy to earn welcome bonus for new cardholders: Earn $200 back after you spend $1,000 in purchases on your new Card within the first 3 months. Minimum interest charge – $0.50. Where Is My Stimulus Check? You are leaving a Citi Website and going to a third party site. Activate by 12/31/21. You’ll earn 2x points at gas stations and … Citi Flex Plan offers are made available at Citi’s discretion. Make sure that qualifying balance transfers must be made within 4 months of your … You will be given further information when you apply. Get Citibank information on the countries & jurisdictions we serve, upon clicking, focus redirects to smart search URL, https://online.citi.com/US/JRS/globalsearch/SearchAutoCompleteJsonP.do, /cards/svc/autocomplete.autocomplete?view=ALL, View All No Foreign Transaction Fee Credit Cards. This makes the card less attractive than some others, which offer both lower transfer fees and rewards on purchases. Fee for foreign purchases – 3% of the U.S. dollar amount of each purchase. This may seem costly upfront, but transferring to this card can save you money if you make a large transfer from conventional cards which typically charge double-digit APRs. With digital wallets you can speed through checkout and continue to enjoy all the great benefits that come with your card. Together, Toni and her kids have spent the last 4 summers living in Europe, Central and South America and have encountered countless adventures throughout their travels. For each balance transfer, a 3% of each balance transfer; $5 minimum balance transfer fee, APR on purchases: 0% for 18 months and then 14.74% - 24.74% (Variable), APR on balance transfers: 0% for 18 months and then 14.74% – 24.74% variable thereafter, You can lose the introductory rate if you make a late payment, incurring the penalty APR of up to 29.99%, Balance Transfer Fee: 3% of each balance transfer; $5 minimum, Earn 100k bonus points after you spend $15,000 on purchases in the first 3 months from account opening. This exceeds the industry standard of 12 to 15 months. The Citi Diamond Preferred Card* can help you save money with 0% intro APR on purchases and balance transfers for 18 months (14.74% to 24.74% variable APR thereafter). Balance transfers must be completed within 4 months of account opening. For full site functionality, please open a new window with Private Browsing turned off. Your eligibility for a particular product and service is subject to a final determination by Citibank. Earn a $150 statement credit after you spend $1,000 or more in purchases with your new Card within the first 3 months of Card Membership. However, the Blue Cash Everyday also earns 3% cash back on purchases at U.S. supermarkets on up to $6,000 a year in spending (then 1%), 2% cash back on gas at U.S. gas stations and select U.S. department stores. Your browser is out of date and not supported. Citi ® Diamond Preferred ® Card Review: Great for Balance Transfers. 2X points on dining at restaurants including eligible delivery services, takeout and dining out and travel & 1 point per dollar spent on all other purchases. However, the best card for you comes … Certain terms and conditions apply. 24/7 Customer Service Shop safely with a contactless-chip enabled card. 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